Performance data quoted represents past performance; past performance does not guarantee future results. The investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted.
The total annual operating expenses of the Investor Share Class Funds are as follow: Cornerstone Growth = 1.31%; Focus = 1.47%; Cornerstone Mid Cap 30 = 1.33%; Cornerstone Large Growth = 1.24%; Cornerstone Value = 1.25%; Large Value = 1.35%; Total Return = 1.28%; Equity and Income = 1.43%; Balanced = 1.68%; Core Bond = 3.20%; Gas Utility = 1.02%; Small Cap Financial = 1.50%; Large Cap Financial = 1.58%; Technology = 3.14%; Japan = 1.49%; Japan Small Cap = 1.88%. Performance shown is net of fees and expenses.
Performance for other Fund share classes will differ.